Welcome!

Introduction

I am a Ph.D. student in Finance at Hanken School of Economics and Scholar at Risk research member. Experienced in financial economics, corporate finance, and econometrics, seeking opportunities in academia, research, and policy analysis.

Education

• Doctoral Student in Finance, Hanken School of Economics, Helsinki, Finland, 2020 – Present.
• Transitioning into Finance, Graduate School of Finance, Helsinki, Finland, 2018 – 2020
• Master of Business Administration (MBA), Mount Kenya University, 2012 – 2014
• Bachelor’s Degree in Applied Mathematics (Statistical Modelling), National University of Rwanda, 2008 – 2012

Research & Publications

Working Papers

• ”The Effects of Government Debt on Corporate Borrowing in Developing Economies: Evidence From Africa” (Accepted with conditions to Journal of International Business Studies: JIBS)
• ”Wartime Financing and Corporate Leverage” (Submitted to Global Journal of Finance)
• ”Foreign Aid Flows and Corporate Financing” (Working Paper)
• ”Optimizing Risks and Benefits of Chinese Loan” (Working Paper)
• Cybersecurity Risks, AI and Financial Resilience of Multinational Companies: Global Perspective

Conferences & Seminars & Workshops

• 2022 FMA Annual Meeting, on 19 - 22 October 2022 in USA, Atlanta, Georgia: Paper on “The financial crowding in effect of public debt in Africa” (Presenter: My co-author)
• 2023 European Winter Finance Conference organized by Londong Business School, January 22, 2023, France, Megeve,: Paper on “The Effects of Government Debt On Corporate Borrowing In Developing Economies: Evidence From Africa
• 2023 African Economic Society Annual meeting organized by Economic Research Consortium, June 2023, Kenya, Nairobi, Paper on “The Effects of Government Debt On Corporate Borrowing In Developing Economies: Evidence From Africa”
• 2023, 12th New Zealand Finance Meeting , 7th December 2023, The Auckland Centre for Financial Research and, Auckland University of Technology, Paper on “Foreign Aid Flows and Corporate Debt Financing”
• 2024, Academy of International Business, Annual Meeting: AIB 2024 Seoul, Paper on “Foreign Aid Flows and Corporate Debt Financing”.

Conferences Reviewer

• Academy of International Business (AIB)

Professional Experience

Researcher (PhD Student) and Teaching Assistant, Hanken School of Economics, Helsinki, Finland, August 2018 – Present

• Engaged in Advanced Finance and Economic Research
• Successfully secured funding for research initiatives and collaborated with academic peers.
• Assisting in the development of comprehensive course materials and delivering engaging lectures and presentations
• Credit Analyst, Kenya Commercial Bank(KCB Rwanda), Kigali, Rwanda, January ( 2014 – August 2018)
• Analyzing the financial statements of clients to assess their financial health.
• Using credit scoring models and risk assessment tools to evaluate the risk associated with lending to a particular borrower.
• • Based on their analysis, I recommend approving or rejecting loan applications.
• Keeping up-to-date with industry trends and economic conditions that could affect lending activities.
• Preparing reports for management that detail the creditworthiness of borrowers, the status of the loan portfolio, and any risks that have been identified.

Grants & Awards

• Foundation for Economic Education Grant (€23,000) - 2022
• Center for Financial Research Grant (€12,000) - 2023
• Finland’s Sustainable Investment Forum Doctoral Studies Grant (€8,000) - 2023
• Hanken Support Foundation (€3,845) - 2023
• Hanken Support Foundation (€2,400) - 2024
• Foundation for Economic Education Grant (€23,000) - 2024
• Academy of International Business (AIB) Doctoral Student Stipend (€1000)-2024

Skills

• Professional: Proficient in Finance, Economics, Mathematics, Statistics, Entrepreneurship, Geopolitical Risks and Monetary Policy.
• Languages: Kinyarwanda (Native), English (Fluent), French (Intermediate), Finnish (Intermediate).
• Computing: Advanced proficiency in MS Office applications.
• Statistical Software: Expert in R, Python, STATA, and SPSS, with exceptional skills in R and Python.
• Driving: Licensed for Category A and B vehicles.

Professional Memberships

• FMA International
• The Econometric Society
• American Finance Association
• European Finance Association
• Academy of International Business

Referees

• Professor Gonul Colak, My Doctoral Thesis and Degree Supervisor, Mobile: +358 50 572 8834, Email: gonul.colak@hanken.f
• Professor Timo Korkeam¨aki, My Doctoral Thesis Supervisor, Mobile: +358 50 471 3120, Email: dean-biz@aalto.f
• Professor Lemma W. Senbet, My Academic Mentor, Mobile: +1 (301) 405-2242, Email: lwsenbet@umd.edu, Chair Professor of Finance at the University of Maryland’s Robert H. Smith School of Business.
• Professor Verdiana Grace Masanja, My Undergraduate Supervisor, Mobile: +255 768 347 086, Email:verdiana.masanja@nm-aist.ac.tz